A place in the Netherlands. A place of your own.
You know how you want to live. The housing part takes a little more explaining. We’re building an agency for internationals, with clear advice in English and a fixed fee on completion.
Taking interest. Building carefully.
A different starting point
It can be hard to judge a listing in Dutch, especially when the asking price isn’t quite the price. Buying a home here comes with a vocabulary of its own.
Coveora is being built around the questions that come before an offer. What does this home compare with? What are the risks? And what, exactly, are you paying your agent for?
For people putting down roots, and people ready for their next chapter.
The approach
The service we’re working towards. Today, you can tell us what you need.
Buying, selling, still deciding. Tell us the area you have in mind and when you hope to move.
We plan to compare recorded sales, explain the gaps in the data and work through an offer range with you.
Know what to ask at a bezichtiging, the Dutch word for a viewing. Prepare the documents and conditions before you bid.
We plan to make responsibilities and deadlines clear through signing and handover, with a qualified Dutch makelaar involved. A civil-law notary handles the legal transfer.
Putting down roots
A higher bid is not always a better decision. We’re building a service that helps you weigh an offer against your budget, then understand who does what between acceptance and the keys.
Making your next move
Selling from a different time zone takes clear communication. Our planned service will help prepare your listing, explain the offers and coordinate the steps towards completion.
A little local context
Our initial focus is the Randstad, with interest welcome from elsewhere in the Netherlands. These pins show places we’re learning about, not staffed offices.
Canal apartments or a place beyond the ring. Tell us which neighbourhood feels like yours.
A sketch of the Netherlands, not a service-area boundary.
The fee, in plain English
That’s the model we’re building towards. The amount will be agreed in writing before you engage us. No agency fee upfront.
Taxes, mortgage advice, inspections and notary costs are separate. Joining the waitlist costs nothing and creates no obligation.
Field notes / October 2026
National rules are a starting point. Your circumstances and the property still matter.
Transfer tax for a home you will live in long term, unless an exemption applies.
Belastingdienst · 2026 rules ↗The 2026 cost limit for a mortgage with the National Mortgage Guarantee. Eligibility conditions apply.
NHG · 2026 conditions ↗For qualifying buyers aged 18–34 who have not used the exemption before and will live in the home. This is the property-value ceiling, not a tax-free allowance.
Belastingdienst · 2026 rules ↗Checked October 2026. These rules are not personal mortgage or tax advice.
How we’ll use housing data ↗Before you begin
You can buy without a buying agent. An agent can help with research and negotiation; the civil-law notary handles the legal transfer. Makelaar is not a protected licensed title in the Netherlands, so ask about credentials and the scope of the service.
Government guidance ↗
There is no national percentage that makes a sensible bid. Asking prices are selling strategies, and recent comparable transactions can lag. The property’s condition, financing and your own limit matter. Coveora does not provide automated offer advice today.
Possibly. The lender assesses your income, residency position and the evidence you can provide. A temporary contract is not automatically a refusal. An independent mortgage adviser can assess your situation before you make an offer.
NHG guidance ↗
A BSN is a citizen service number, not a citizenship requirement. Ask your lender and civil-law notary what identification and registration they need for your transaction. Registration and residency circumstances differ.
BSN and registration ↗
The next steps depend on the agreement and your financing. Ask for a written schedule that makes clear who handles each document and appointment. Our planned service will also help you prepare for the final inspection and keep useful handover information, such as meter readings.
The planned agency fee is fixed and due only on completion. We will communicate the exact amount in writing before any engagement. Joining the waitlist is free. Third-party costs, including tax and notary fees, are separate.
An agency in the making. We plan to use AI for research and preparation in the background, with professional review. Today, this site collects interest. It does not offer brokerage, mortgage advice or a formal valuation.
Your details are stored privately so Ben can understand demand and follow up when there is a concrete next step. Joining is not a booking, an engagement or a promise of service in your area.
A note from Ben
I grew up around a Dutch real estate agency and worked as an agent at Expat Makelaar. I now build AI systems at Just Eat Takeaway in Amsterdam.
Coveora is what I’m exploring next: an agency that treats internationals as the main customer. I’m listening to buyers and sellers before I take it further.
Ben Bykovski
Founder, Coveora
Let’s start here
Looking to buy, preparing to sell, or working out the timing. Leave a few details so we can understand what you need.